US Circular Economy Lending

ReCirculate Collective

Catalyzing Circular Innovation Together

The Circular Economy Impact Collective (CEIC) is an initiative of S3IDF supporting U.S.-based nonprofits and companies advancing circular and regenerative solutions.
We bring together people who want to make a real difference by pooling capital, sharing insight, and learning together to grow impact.

Why It Matters

Momentum for circular and regenerative solutions is growing, but access to early, flexible, non-dilutive capital hasn’t kept pace. Many promising initiatives need patient funding to test, adapt, and grow.

At the same time, changemakers across sectors want to give more strategically and transparently, in line with their values. CEIC bridges these needs, channeling collective resources and expertise to drive real-world impact.

What We Offer

We offer a simple and participatory model that connects donor capital with circular economy efforts across the U.S.—through 0% interest loans, community engagement, and shared learning. By pooling contributions and activating member insight, we help unlock the potential of underfunded solutions—while giving contributors a meaningful way to be part of the transition toward a more equitable and sustainable economy.

How It Works

For Members

Make an annual, tax-deductible contribution to fund quarterly loans.
Help shape funding priorities and review curated applicants.
Join virtual sessions with peers and experts.
Optionally engage as mentors, learning partners, or guest contributors in virtual events.
See your impact grow as repaid loans fund future projects.

For Initiatives

0% interest loans up to $25K, repayable over up to five years.
Flexible terms that fit your operations.
Strategic support from members, including mentorship, visibility, and connections.
Light-touch reporting and learning exchanges to share progress and lessons learned.

Who Should Join or Apply

Ideal Members

Purpose-driven professionals, philanthropists, and systems thinkers who value community and collaborative action
Those seeking a transparent, hands-on way to contribute to a more circular and just economy
People interested in reuse, regeneration, equity, and climate

Ideal Initiatives

U.S.-registered nonprofits or companies with U.S.-focused impact
Smaller or underfunded initiatives that are community-rooted and mission-driven
Teams that welcome more than just capital—those seeking strategic partnership, connection, and visibility

Join Us!

ReCirculate Collective is kicking off its pilot year with our first cohort of nonprofit and for-profit awardees. We’re building thoughtfully, with transparency and input from our community every step of the way.

Whether you’re building an initiative or want to help shape what’s next as a member, we invite you to join us.